Spoilt for choice with our versatile Investment Accounts

We provide access to a wide range of collective investment schemes offered by various companies. Your package is strategically wrapped to cater for your specific financial goals.

What is an Investment Account?

The Absa Investment Account is a versatile investment vehicle that allows you to achieve a diverse and goal-driven portfolio tailored to your current and future financial needs.

Not a short-term play

Medium-long-term investors stand to achieve the greatest gains.

Flexibility and choice

How your Investment Account is built is really up to you.

Invest from R1000 pm

Or choose a minimum lump sum investment of R50 000.

What can an Investment Account do for you?

The Investment Account provides you with a great way to save for a specific purpose, while enjoying greater benefits and control over features such as investment term, contributions, portfolio adjustments and, most importantly, access to your money.

Regular reporting

Full insights into your portfolio holdings, values and transactions.

Use as collateral

The investment can be ceded during the investment term.

Simple and transparent

What you see is what you get in terms of features, fees and service.

What does an Investment Account cost?

Fees levied by the fund management companies will vary depending on the unit trust fund selected. The annual fees are calculated on the market value of the units held in the fund. Financial adviser initial and annual review fees are negotiable between yourself and the financial adviser.

Minimum investment

Lump sum investment
R50 000

Recurring investment
R1000
Fees and charges

Initial administration fees (lump sum)

All amounts 0.00%

Initial administration fees (recurring)

All amounts 0.00%

Annual administration fees

First R250 000 - 0.75%

Next R250 000 - 0.50%

Over R750 000 - 0.25%
Tax implications

• Returns derived from Unit Trust Funds or Exchange Traded Funds (ETFs) consists of three main components, namely; dividends, interest and rental income.

• Interest income, foreign dividends and capital gains derived from these investments are taxable in the hands of the invester at the applicable marginal tax rates.

• Local dividends are currently subject to withholding tax, but certain exemptions or reduced rates may apply. This means that the investor will receive local dividends, net of tax.

• Absa may, at no point in time, provide any tax advice to you and the information relating to tax. The above is purely for information purposes.

• We recommend you consult your tax adviser for a more detailed discussion.

Download our investment application form

1. Download our investment application form.

2. Complete the form and gather the required documentation.

3. Fax the documents to 0861 339 265 or email them to AIMScc@absa.co.za

One Investment form for Individuals

One Investment form for Legal Entities

Click here to view terms and conditions.