PROTECTION
Enjoy the comfort of certainty with guaranteed outcomes
Investing in capital-protection funds provide you with a good way to earn greater (tax-adjusted) returns than normal bank deposits and provides certainty in relation to the maturity value of your investment.
Preservation funds, in turn, are used to preserve your retirement savings from an existing pension or provident fund if you move between employers or are retrenched.
Why protect your investment capital?
The older you become the more capital you are likely to want to protect from any unnecessary risks. Regardless of life stage, the safety of your nest-egg should never be too far from your thoughts or investment strategy. While protecting all (or some) of your capital is a good idea you also need to see real capital growth in relation to inflation and other threats in order to achieve your retirement goals.
Grow safely
Gain better returns without taking
too much risk
Gain certainty
Know what the maturity value of your
investment will be
Tax-free returns
Proceeds from this policy are received free of income and capital gains tax
What can it do for me?
Increase your available capital that can then be used to reinvest and gain further growth. You can also guarantee a fixed monthly income over the minimum five investment period should you choose.
Investment options
The product can perform the dual role of guaranteed capital growth and income. This is achieved through a single premium linked endowment policy providing a guaranteed maturity value after five years, or a single premium linked term-certain annuity policy providing a guaranteed monthly income over the five-year investment period, or a combination of both.
Guaranteed capital plan
• 5-year fixed return at maturity
• Return of capital at maturity
• Minimum investment of R150 000
Guaranteed income plan
• 5-year fixed monthly annuity payments
• Minimum investment of R150 000
Do you have other reasons to invest?
Growth
You want to invest more aggressively and make greater capital gains
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Income
You are looking for guaranteed
income or monthly dividends
to be paid out
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Diversification
You are looking to add
offshore investments
to your portfolio
Tell me more